Type your last 6 to 8 months of profit after costs, separated by spaces or commas. The middle value and the floor tell you what a safe draw looks like.
The median of the months you enter (the middle value, immune to one great month) and the worst honest month. The full reasoning lives in the pay yourself guide.
This calculator runs entirely in your browser with the numbers you type; nothing is sent anywhere. The app computes the same answer from your actual deposits, which is both lazier and more honest than typing.
Connect Square, Stripe, Shopify, Etsy, QuickBooks, or your bank. Every answer carries a receipt: the method, the sample size, and the confidence. When the math is not conclusive, it says so.
Counsel's rule, applied to its own content: every figure above is computed, sourced from our demo businesses or your own inputs, never invented. This is cash math, not tax or legal advice. Written and maintained by the founder.